By accessing this site, you acknowledge, understand and accept the following:

This material has been prepared at your request by ICOAxiom.com. This material is subject to change without notice. This document is for information and illustrative purposes only. It is not, and should not be regarded as “investment advice” or as a “recommendation” regarding a course of action, including without limitation as those terms are used in any applicable law or regulation.

This information is provided with the understanding that with respect to the material provided herein

ICOAxiom.com is not acting in a fiduciary or advisory capacity under any contract with you, or any applicable law or regulation,

That you will make your own independent decision with respect to any course of action in connection herewith, as to whether such course of action is appropriate or proper based on your own judgment and your specific circumstances and objectives,

That you are capable of understanding and assessing the merits of a course of action and evaluating investment risks independently, and

to the extent you are acting with respect to investment, you are deemed to represent to ICOAxiom.com that you qualify and shall be treated as an independent fiduciary for purposes of applicable regulation.

ICOAxiom.com does not purport to and does not, in any fashion, provide tax, accounting, actuarial, record keeping, legal, broker/dealer or any related services. You should consult your advisors with respect to these areas and the material presented herein. You may not rely on the material contained herein.

ICOAxiom.com shall not have any liability for any damages of any kind whatsoever relating to this material. No part of this document may be reproduced in any manner, in whole or in part, without the written permission of ICOAxiom.com except for your internal use.

This material is being provided to you at no cost and any fees paid by you to ICOAxiom.com are solely for the provision of investment management services pursuant to a written agreement. All of the foregoing statements apply regardless of (i) whether you now currently or may in the future become a client of ICOAxiom.com and (ii) the terms contained in any applicable investment management agreement or similar contract between you and ICOAxiom.com